Beanstalk - Save for your kids 4+

The easy way to grow nest eggs

KidStart Ltd.

Designed for iPhone

    • 4.6 • 395 Ratings
    • Free

iPhone Screenshots

Description

With multiple money saving tools such as round ups, gifting and cashback linked to our award-winning stocks & shares Junior ISA and ISA, Beanstalk makes saving and investing for your children and yourself simple and affordable. Invite grandparents and other family to link and they can all help by gifting straight into your child’s savings account!

“...it was an extremely easy and straight forward process to set up two (Junior ISA) accounts for my sons. Peace of mind this has now been sorted for them. Wished I had done it sooner.” Ursh, Beanstalk user, review taken from Trustpilot.



WHY CHOOSE BEANSTALK TO SAVE FOR YOURSELF AND / OR YOUR KIDS?



SAVE AS A FAMILY
• Unique invite tool that links grandparents and others to your kid’s savings account

• All the family can gift directly to your children and use the clever money savings tools on Beanstalk as well



MONEY SAVING TOOLS
• Earn free savings for your kids with cashback from over 2,000 retailers including John Lewis, Argos, Sainsbury’s and many more.

• Use round ups to invest your spare change
• Gifting links ideal for birthdays or Christmas



SIMPLE TO SET UP
• Whether you are new parent or have older children, opening a Junior ISA is all done in a couple of minutes on your phone

• Open your own ISA whether you have children or not



EASY TO USE SAVINGS AND INVESTMENT APP
• Keep track of your and your children's’ savings and investments real time
• Family you have invited see your children’s accounts on their own app; you decide how much information they get



FLEXIBLE TO YOUR BUDGET
• Open with just £10 and no minimum monthly contribution
• Save into your Beanstalk accounts when and how you want!



SWITCH AND SAVE
• Switch an existing Child Trust Fund or Junior ISA and check if you could save with our free calculator



INVEST FOR THE FUTURE
• Tax efficient stocks & shares Junior ISA and adult ISA.
• Use the investment allocation slider to split between two funds:
• Fidelity global tracker fund following the largest companies globally including Apple, Amazon, J&J

• L&G money market fund



LOW FEES
• Beanstalk’s annual fee is just 0.5% on the value of your Junior ISA and ISA with no fees to use app. (The funds include charges of 0.12% - 0.15%).



AWARD-WINNING
• Beanstalk has won the Best Junior ISA at the Good Money Guide awards for two years in a row!



REGULATED
• Beanstalk is authorised and regulated by the Financial Conduct Authority and approved as ISA manager by HMRC

• Investments are covered up to £85,000 under the Financial Services Compensation Scheme.




DOWNLOAD NOW AND JOIN THE THOUSANDS OF PARENTS AND FAMILIES SAVING AND INVESTING FOR THEIR KIDS AND THEIR OWN FUTURES WITH THE BEANSTALK APP!




Please note: the value of investments can go up and down so you could end up with less than you invested. Investments should be regarded as longer term ie: 5 years or more. Tax treatment of Junior ISA/ISAs depends on your individual circumstances and may change in the future. A Junior ISA cannot be accessed until the child is 18 years old. Available to UK residents only.

What’s New

Version 1.45.0 (3021)

We've added a great new feature "full view" which lets parents control how much information donors can see on the child's account.

Ratings and Reviews

4.6 out of 5
395 Ratings

395 Ratings

KellieAA ,

Perfect for families spread across the UK!

I’m truly so happy to have found this app. My husband and I are serious about saving for our 2-year old son for his financial future. This app has allowed us to put little bits away when we can, and his grandparents, god parents, and our other relatives/close friends who are not in town can easily gift a contribution with a nice message into the account for birthdays, milestones, or whenever they want. Much better than shipping a toy that will be tossed in a couple months (not environmentally friendly!) This is truly a gift that gives!!! 🥰

Kaiser-Wilhelm ,

Buggy and over complicated

Sign up does not work properly on an iPhone if you don’t have Safari set as default browser. Multiple error pages and need to copy and paste long URLs to Safari. No option to accept invites and make top ups in a web browser - why would I want to install an app to make contributions once or twice year to friends children only to have to delete it again. It would make much more sense to be able to do occasional contributions in a browser. Very limited methods of making payments, a limited number of banks for direct payments or need to manually initiate payments from banks not on the list. No option for credit or debit card payments. Limited scheduling on regular payments. Why do you need my telephone number to accept payments? Why do you need my date of birth and address? Why has a simple idea been made so overbearing, restrictive and cumbersome. I won’t be using Beanstalk for my kids, there are many better offerings out there.

Developer Response ,

Hi KW, we offer gift-links for ad-hoc top-ups which can be completed in a web browser without the need for the contributor to download the app. Donors who wish to give more regularly can be invited to link through the app. We take Direct debits, instant bank transfers and give the details needed for users to initiate a payment directly from their bank themselves. With regard to name, date of birth and address - we are required under FCA and HMRC rules to know our customers.

kanizFatem ,

Kaniz fatema

It’s a great way to save money for your family; since I had been using Beanstalk I had no worry about my son getting older and worry about his future. It’s so easy to use as-well example you can ask your family or friends to send money for your little one if they’re giving presents for birthday or any other occasions, they can send money to the shared links rather than buying toys, I’m so relieved After I found Beanstalk!
Thank you so much for being here and supporting as always.

App Privacy

The developer, KidStart Ltd., indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Identifiers

Data Linked to You

The following data may be collected and linked to your identity:

  • Financial Info
  • Contact Info
  • User Content
  • Identifiers
  • Usage Data

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Diagnostics

Privacy practices may vary based on, for example, the features you use or your age. Learn More

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